Effective June 02, 2020


The WBT© Foundation (TaxID No. 84-2626301 and DLN No. 26053612001110) is a distinct, nonprofit, undertaking from the group of investment management businesses affiliated with Kendall, Diaz and Associates LLP (Company No. OC307600) ("KDA"). While the WBT© Foundation is associated by KDA it is independent from it. Specifically, the WBT© Foundation does not carry on any form of investment business and is not authorized to do so.

© 2009 WBT© Foundation. All text, artwork, photographs, layouts and other content made available on the WBT© Foundation website ("the Website") and associated intellectual property rights, including copyright, and are owned by the WBT© Foundation or used with permission. The content is provided to you for general, non-commercial purposes only. Although we endeavour to ensure that the content is accurate and up to date, the WBT© Foundation accepts no responsibility for loss or damages arising from reliance on information contained in the Website or other sites that may be linked to or from the Website from time to time.

Unless otherwise stated, all content on the site is licensed to you under the Creative Commons Attribution-NonCommercial 3.0 Unported licence (http://creativecommons.org/licenses/by-nc/3.0/). This means that you are free to share the content by copying, distributing, and transmitting it, and you may produce derivative works from the content, but you may not make commercial use of it and you must always attribute it to the WBT© Foundation. You must always make reference to the Creative Commons Attribution-NonCommecial 3.0 Unported licence with your use of the Content and retain any other copyright or proprietary notices or other licensing information specified by the WBT© Foundation.


Any views or opinions represented in this Website reflect the views and opinions of The WBT© Foundation, its affiliates, Content creators or employees. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

Content and postings

You may print a copy of any part of this Website for your own personal, non-commercial use, but you may not copy any part of the Website for any other purposes, and you may not modify any part of the Website. Inclusion of any part of this Website in another work, whether in printed or electronic or another form or inclusion of any part of the Website in another website by embedding, framing or otherwise without the express permission of The WBT© Foundation is prohibited.

Indemnification and warranties

While we have made every attempt to ensure that the information contained on the Website is correct, The WBT© Foundation is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information on the Website is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied. In no event will The WBT© Foundation, or its partners, employees or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information on the Website or for any consequential, special or similar damages, even if advised of the possibility of such damages. Information on the Website is for general information purposes only and is not intended to provide legal or any other type of law professional advice. Please seek professional assistance should you require it. Furthermore, information contained on the Website and any pages linked to and from it are subject to change at any time and without warning.

The Website includes links to other websites and to materials created and maintained by other persons or organizations. These links are provided solely for the Website users’ information and convenience. When you follow one of these links, you are no longer on the website and our privacy notice and other policies do not apply.

We reserve the right to modify this Disclaimer relating to the Website or Services at any time, effective upon posting of an updated version of this Disclaimer on the Website. When we do we will revise the updated date at the bottom of this page. Continued use of the Website after any such changes shall constitute your consent to such changes.

Acceptance of this disclaimer

You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing the Website you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to use or access the Website.

Contacting us

If you would like to contact us to understand more about this Disclaimer or wish to contact us concerning any matter relating to it, you may send an email to info@wbtfoundation.org

Copyright © 2009-2021. The WBT© Foundation. All rights reserved.
The WBT Foundation is tax exempt as a recognized 501(c)(3) Charitable Organization ⋅ Tax ID #84-2626301